Buying a Home:
If you are thinking about purchasing a home, there is a good chance you have already completed some of the steps below. As your agent, I will ensure you have carefully considered each step of the process so that you have all the information you need to get the home of your dreams, at a price you can afford. Note, no two purchases or sales in real estate are identical. The steps below simply give you an overview of the standard process without going into great detail.
Overview of the typical home-buying process:
Getting Ready
a. Think about your needs Lifestyle considerations, location, preferred housing styles, etc
b. Talk with your friends what lessons learned can you gain from their experiences
c. Examine your spending habits will that need to change?
d. Begin to save up for a down payment
Gather information
a. Learn about home buying purchase books, read reports, become knowledgeable about buying a home
b. Figure out what you can afford
Take action
a. If you haven't done so already, select a REALTOR®
b. With your agent, discuss all your needs and determine a strategy given current market conditions
Prioritize & Decide
a. Your home's needs
b. Get pre-approved for financing
c. Do home searches using REALTOR® and the web
d. Visit the best prospects
e. Make a decision
Make and Offer
a. Have REALTOR® present offer that you are both comfortable with
b. Negotiate the best deal (terms & price)
Plan for closing
a. With your agent, plan a home inspection, title search, insurance needs, mortgage financing, and moving
Closing
a. Ensure deal conditions are met
b. Sign papers
c. Close escrow
d. Begin pre-occupancy renovations
e. Move in